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The Importance of Digital Account Management

Today we are publishing the third installment of our series of blogs on economic resilience. In this blog we address the question: why would garment workers with more experience using a digital account have bounced back from the negative impact of the COVID-19 pandemic more quickly than their peers with less digital account experience?

As laid out in our two previous blogs, we’ve used food security as a prime indicator of economic resilience during the GWD project. The relationship between digital account ownership and food security is complex, but we try to tease out the details by focusing on two types of financial transactions: cash transfers and savings withdrawals. It seems that the frequency and timing of these two types of transactions are intricately related to food security. We hope you’ll read on to get the full picture.

As always, if you have any questions for us or the workers, please write to

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