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Privacy Policy

What information do we collect?

We collect information from you when you fill out an inquiry form or subscribe to our newsletter.
We also collect information when registering on our Professional Development Portal for online e-learning, where you are asked to enter your name, company, e-mail address and other contact details as appropriate.
You may, however, visit all of our public pages anonymously.

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:
To follow up on inquiries for business development purposes; to send periodic ‘update’ or news emails; or if you are a registered participant for online e-learning, to send you information or updates pertaining to your progress and any certification requirements appropriate to the course.

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information. We offer the use of a secure server. All supplied sensitive/credit information is transmitted via PayPal technology and then encrypted into our Database to be only accessed by those authorized with special access rights to our systems, and are required to keep the information confidential. After any and every transaction, your private information (credit card details or other financial information used to make the payment) will not be stored on our servers.

Do we use cookies?

Like most interactive web sites MFO’s website [or ISP] uses cookies to enable us to retrieve user details for each visit. Cookies are used to enable the functionality when delivering content specific information to you, specifically when you log on as an Associate or when you access the MFO Professional Development Portal for online e-learning courses. You can change the settings of your browser to refuse all cookies or to notify you each time a cookie is sent to your computer.

We use IP addresses to analyze trends, administer the site, track users’ movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. Additionally, for systems administration, detecting usage patterns and troubleshooting purposes, our web servers automatically log standard access information including browser type, access times/open mail, URL requested, and referral URL. This information is not shared with third parties and is used only within this Company on a need-to-know basis. Any individually identifiable information related to this data will never be used in any way different to that stated above without your explicit permission.

Do we disclose any information to outside parties?

Because we value your privacy we have taken the necessary precautions and will not sell, share, trade, distribute or rent your personally identifiable information to any third party or use your e-mail address for unsolicited mail. Any emails sent by this Company will only be in connection with the provision of agreed services and products.

This does not include a limited number of trusted third parties who assist us in operating our website, conducting our online e-learning portal, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law or if legally required to do so by the appropriate authorities, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Clients or online e-learning participants have the right to request sight of, and copies of any and all Client or Participant Records we keep, on the proviso that we are given reasonable notice of such a request. Clients or Participants are requested to retain copies of any literature issued in relation to the provision of our services. Where appropriate, we shall issue Clients and Participants with appropriate written information, handouts or copies of records as part of an agreed contract, for the benefit of both parties.

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

Links to the MFO Website

You may not create a link to any page of this website without our prior written consent. If you do create a link to a page of this website you do so at your own risk and the exclusions and limitations set out above will apply to your use of the MFO website by linking to it.

Links from the MFO Website

We do not monitor or review the content of other party’s websites which are linked to or from the MFO website. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us and MFO should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of these sites. We encourage our users to be aware when they leave our site & to read the privacy statements of these sites. You should evaluate the security and trustworthiness of any other site connected to this site or accessed through this site yourself, before disclosing any personal information to them. MFO will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.

Copyright Notice

Copyright and other relevant intellectual property rights exists on all text relating to MFO’s services and the full content of this website.

MFO’s logo is a registered trademark of this Company. The brand names and specific services of Microfinance Opportunities (MFO) featured on this web site are trademarked.

Exclusions and Limitations

The information on this web site is provided on an “as is” basis.
To the fullest extent permitted by law, MFO: excludes all representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this website and/or MFO’s literature; and excludes all liability for damages arising out of or in connection with your use of this website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or you have advised MFO of the possibility of such potential loss), damage caused to your computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages.

Your Consent

By using our site, you consent to the MFO web site privacy policy.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will update the Privacy Policy modification date below.
This policy was last modified on 11/10/2013

Contacting Us

If there are any questions regarding this privacy policy you may contact us.

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