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What financial inclusion obstacle are we supporting low-income people to navigate? What financial capability are we attempting to enable or develop? What – gives you access to MFO’s select publications organized around the content of a financial education curriculum or training manual. You can also gain access to the full set of Global Financial Education Program materials here.

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Garment Worker Diaries Update in Bangladesh through February 2022

This week’s GWD monthly update carries the project through to the end of February 2022. Even though it was a short month, garment workers continued to work very long hours at their factories-many of them working hours in excess of the legal limit established by the Government of Bangladesh. This is a phenomenon we keep pointing out in our reports but it seems like no one really cares. Maybe it is because it is so common it is just accepted as the norm. Or maybe it’s because no one wants to point to the downside of the industrial success that is the garment sector in Bangladesh-the factories are humming, workers are earning, and exports are up. 

But, at some point, people are going to have to start paying attention and caring. In a couple of years from now it is likely that buyers are going to be held accountable for excess work hours (and the issues related to pay that come with it, as discussed in the blog) under an EU Due Diligence Directive that is currently in draft form. Maybe they should start now.

In other news, the record number of hours workers logged in January meant that typical salary earnings in February were also record-breaking for some workers-for men, but not women.

Click through to read more.

As always, you can send any questions you have for MFO, SANEM, the workers or about the project to questions@workerdiaries.org.


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Education in times of COVID-19: Story of Garment Worker Households

This week’s Garment Worker Diaries blog has again been guest-written by our partner in the field, SANEM.

The blog explores the makeup of garment workers’ households in terms of the numbers of children in the household, as well as whether those students attend school and how they are cared for while respondents are at work in the factory. The blog also reports on workers’ feelings about how their children’s education has fared during the COVID-19 pandemic, and how much support they feel they and their children have received from schools and the government.

We think this is a very important and timely blog, and we hope you’ll agree. The blog is also available in Bangla here.

As always, you can send any questions you have for MFO, SANEM, the workers or about the project to questions@workerdiaries.org.


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Worker Diaries Update in Bangladesh through January 2022

The big news in this week’s Garment Worker Diaries blog is how many hours the typical worker spent inside of their factory in January 2022. Some of the high tally is due to the technicality of the month having fewer Fridays (workers’ usual day off) and more regular business days, but still, what we are hearing from garment workers is that they are busier than ever.

We’ve got more updates than just those for you, however, so we hope you’ll click through for the full story.

As always, you can send any questions you have for MFO, SANEM, the workers or about the project to questions@workerdiaries.org.


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Monthly Savings Data from Bangladesh, Q4 2021

Finance-related questions are a routine part of the weekly Garment Worker Diaries surveys. Regarding savings, we have a very good sense from week to week how much money garment workers deposit into either a bank or a home account and how much they withdraw. Even so, there are a lot of things that may be going on in the household that may mean that the balance of deposits and withdrawals does not give us a full picture of their situation at the end of each month.

So, we started asking them to track their final savings from month to month, and then asked them why they are saving, and when they plan to spend their savings. This week’s blog is the first to present these new kinds of savings data. In the future, we will dig into these data more as we explore workers’ savings behavior from a number of different angles.

As always, you can send any questions you have for MFO, SANEM, the workers or about the project to questions@workerdiaries.org.


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Garment Worker Diaries Update through December 2021

We bring last year’s monthly analyses of Bangladeshi garment workers’ daily lives to a close with this week’s December 2021 worker diaries update.

We aren’t planning on stopping data collection any time soon, and we hope you’ll stick with us in 2022 to see what else garment workers have to tell us. And, of course, feel free to contact me or Dani to ask about placing questions in one of our weekly surveys.

As always, you can send any questions you have for MFO, SANEM, the workers or about the project to questions@workerdiaries.org.


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